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Educational content only. Options involve risk and are not suitable for every investor. Read disclosures.
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Options strategy guide

Bear Put Spread

Buying a higher-strike put and selling a lower-strike put with the same expiration to define bearish risk and cap reward.

OutlookBearish
Maximum riskNet debit paid
Maximum rewardStrike width minus net debit
Break-evenLong put strike minus net debit
Time decayMixed
VolatilityMixed
ComplexityBeginner+
Assignment riskPossible on short put

What is a Bear Put Spread?

Buying a higher-strike put and selling a lower-strike put with the same expiration to define bearish risk and cap reward.

Construction

Buy a higher-strike put and sell a lower-strike put with the same expiration and contract count.

When it may be studied

To study a moderately bearish view with a smaller debit than a standalone long put, while accepting a capped payoff.

Expiration profile

Maximum risk: Net debit paid

Maximum reward: Strike width minus net debit

Break-even: Long put strike minus net debit

Worked example

Buy a 100 put and sell a 95 put for a $2 debit. Maximum simplified profit is $3 per share, maximum loss is $2, and break-even is $98.

Key risks and limitations

The full debit can be lost. Expiration between strikes and early assignment of the short put require a clear management plan.

Entry and exit checklist

  • Confirm contract multiplier, expiration, exercise style, settlement, and liquidity.
  • Calculate the maximum loss under the intended structure.
  • Review earnings, dividends, corporate actions, and other event risks.
  • Define an exit, adjustment, or expiration plan before entry.
  • Understand what happens if one leg is assigned or exercised early.
Educational example only: Prices exclude commissions, slippage, taxes, changing volatility, and execution risk.